Top Credit Card Choices of 2024

Whether you want cash back bonuses, amazing travel perks, low interest rates or generous rewards, our experts have carefully reviewed and selected the top cards available from our partners.

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All Cards

Cash Back

Travel

Business

Credit Building

No Annual Fee

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BEST FOR BUSINESSES

Ramp Signature Card

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5.0 Greensprout Rating

on Ramp's secure site.

1.5% Cash Back

Unlimited 1.5% cash back on all purchases with no limit or minimum.

5-in-1 Business Tool

Streamline your financials with direct integration for top apps

No Annual Fee

No annual fee or foreign transaction fees

Credit Score

Poor to Excellent

The Ramp charge card is the perfect solution for small to large businesses that want to simplify their finances with integrated reporting and card level spending controls, all with a flat cash back reward and no annual fee. Whether you have 5 employees or 5,000, you can get set up, issue cards, and start making payments in less than 15 minutes.

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CREDIT BUILDING

Petal® 1 No Annual Fee Visa® Credit Card

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5.0 Greensprout Rating

on Petal's secure site.

Accessible Credit Limit

Modest credit limit of $300 - $5,000 enables users to manage their spending while building a positive credit profile.

No Annual Fees

Card holders are exempt from annual fees. This eliminates the worry of additional expenses while focusing on credit building.

No Security Deposit

No required deposit makes it accessible for those who may not have substantial funds to secure a credit card.

Cashback Rewards

Offers users up to 10% cashback on purchases at select local and national merchants.

The Petal 1® No Annual Fee Visa® Credit Card is designed to assist individuals who are new to credit or have limited credit history. This card provides an excellent opportunity to establish credit and cultivate responsible financial habits. It’s also great for those that don’t want to pay an annual membership fee.

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CREDIT BUILDING

Petal® 1 Rise Visa® Credit Card

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5.0 Greensprout Rating

on Petal's secure site.

Credit Rebuilding

Offers an opportunity to rebuild credit through responsible credi usage and improve their creditworthiness

Cashback Rewards

Offers users from 2-10% cashback on purchases at select local and national merchants.

No Foreign Transaction Fees

Travel freely without the fear of expensive foreign transaction fees.

Low Annual Fee

Low annual membership fee of just $59 makes it easily accessible for users to build their credit.

The Petal 1® Rise Visa® Credit Card is designed to assist individuals who are new to credit or have limited credit history. This card provides an excellent opportunity to establish credit and cultivate responsible financial habits. It’s also great for those that don’t want to pay an annual membership fee.

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CREDIT BUILDING

First Access Visa® Credit Card

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5.0 Greensprout Rating

on First Access's secure site.

Earn Cashback Rewards

1% cashback rewards on purchases.

Credit Bureau Reporting

Reports to all 3 credit bureaus to help build your credit.

Build Your Credit

Eligible for a credit Line Increase after 12 months of on-time payments

Versatility

Accepted at millions of cusinesses in the US & online

First Access Visa® Credit Card (see rates and fees) is a great card for those who have struggled to get access to credit in the past or have less-than-perfect credit. Applying only takes a few minutes and we will provide a credit response in 60 seconds or less.

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CREDIT BUILDING

First Latitude Secured MasterCard®

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5.0 Greensprout Rating

on First Latitude's secure site.

Earn Cashback Rewards

1% cashback rewards on purchases.

Credit Bureau Reporting

Reports to all 3 credit bureaus to help build your credit.

Build Your Credit

No credit history or minimum credit score required

Versatility

Accepted at millions of cusinesses in the US & online

First Latitude Secured MasterCard® Credit Card (see rates and fees) is a great card for people with low/no credit scores trying to establish credit. Start your credit journey with just $100! Applying online is quick and easy - no credit history or minimum credit score required.

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CREDIT BUILDING

Revvi Visa® Credit Card

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5.0 Greensprout Rating

on Revvi's secure site.

Earn Cashback Rewards

1% cashback rewards on purchases.

Credit Bureau Reporting

Reports to all 3 credit bureaus to help build your credit.

Build Your Credit

No credit history or minimum credit score required

Versatility

Accepted at millions of businesses worldwide & online

Have a checking account and looking for a real VISA® credit card (see rates and fees) that doesn't require perfect history? Revvi was designed for you! The application is quick and easy. Apply now to get a response in seconds!

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